MTPL
You're at fault in an accident — the insurer pays the other party instead of you.
from 1 090 UAH for 12 months
- Damage to someone else's car
- Injury to people's health
- Your own car
Policy types
Four policies in plain words
No insurance jargon. In short: what each policy protects you from and when you actually need it.
ACL
When the MTPL limit isn’t enough, this policy covers the difference.
from 690 UAH for 12 months
- Coverage above the MTPL limit
- Expensive car of the injured party
- Works separately from MTPL
CASCO
Your car: accidents regardless of fault, theft, natural disasters, vandalism.
from 9 600 UAH for 12 months
- Repair of your car
- Theft and total loss
- Glass and mirrors separately
Green Card
The same as MTPL, but valid in European countries.
from 1 780 UAH for 15 days
- EU countries and neighbors
- Term from 15 days to a year
- Your car abroad
What suits whom
| Policy | Whose losses it covers | When you need it | Estimated price |
|---|---|---|---|
| MTPL | Injured party, if you're at fault | Always — you can’t drive without it | 1 090 – 2 920 UAH / year |
| ACL | Injured party, above the MTPL limit | City, heavy traffic, expensive cars nearby | 690 – 2 400 UAH / year |
| CASCO | Your own | New car, loan or lease, street parking | 9 600 – 24 000 UAH / year |
| Green Card | Injured party abroad | Driving outside Ukraine in your own car | 1 780 – 9 500 UAH / term |
The prices in the table and in the calculation are approximate market rates for this niche. We'll plug in your company name, rates, and coefficients — this is a sample layout.